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Loan Calculators

Estimate loan payments, compare offers, and understand the true cost of borrowing.

Personal Loan Calculator: Payment & Interest

Calculate monthly payments for a personal loan. See how different interest rates and terms affect your monthly budget and total cost.

Auto Loan Calculator: Estimate Monthly Car Payments

Calculate your monthly car payment, total interest, and total cost of a vehicle. Factor in trade-ins, down payments, and sales tax.

Auto Lease Calculator: Estimate Monthly Lease Payment

Estimate your monthly auto lease payment using price, residual value, lease term, and an APR-equivalent money factor.

Student Loan Calculator: Payoff Estimator

Estimate your monthly student loan payments and total interest. See how extra payments can help you pay off your student debt faster.

Loan Comparison Calculator: Compare Side-by-Side

Compare two loans side-by-side to see which one saves you more money. Compare interest rates, terms, and fees.

APR Calculator: Real Cost of a Loan

Calculate the Annual Percentage Rate (APR) for a loan, including fees and interest. See the true cost of borrowing.

Boat Loan Calculator

Calculate boat loan payments and total interest cost based on your loan amount, rate, and term.

Business Loan Calculator

Estimate business loan payments, total interest, and total cost for fixed-rate term loans.

Car Affordability Calculator: How Much Can I Spend?

Determine how much car you can afford based on your monthly budget, down payment, and loan terms. Use the 20/4/10 rule.

Debt Consolidation Loan Calculator

Estimate payment and savings when consolidating multiple debts into one fixed-rate loan.

Debt-to-Income (DTI) Ratio Calculator

Calculate your debt-to-income ratio to understand borrowing eligibility for loans and mortgages.

Loan Amortization Calculator

Generate an amortization schedule and see how much of each payment goes to interest vs principal.

Loan Payment Calculator

Calculate a loan payment and see the total interest cost based on loan amount, rate, and term.

Loan Payoff Calculator

Estimate how long it takes to pay off a loan and how extra payments can reduce total interest.

Motorcycle Loan Calculator

Calculate motorcycle loan payments and total interest cost for different rates and terms.

Parent PLUS Loan Calculator

Estimate monthly payments and total interest for federal Parent PLUS loans used for a child's education.

Payday Loan Calculator

Estimate the true cost of a payday loan using fees and effective APR.

RV Loan Calculator

Estimate RV loan payments and total interest to plan your purchase with realistic monthly costs.

Simple Interest Loan Calculator

Calculate interest and total cost using simple interest (no compounding) for short-term loans.

Student Loan Refinance Calculator

Compare your current student loans to a new refinanced rate to see how much you can save on interest and monthly payments.

Related Calculator Categories

Explore related tools to continue planning your finances:

Loans are easiest to compare when you look at the monthly payment, total interest, and total cost side-by-side. A lower monthly payment can hide a higher total interest cost if the term is longer.

Use the loan comparison calculator to compare two offers, and use the APR calculator to understand the real cost of a loan after fees are included. If you are borrowing for a vehicle, start with the auto loan calculator.